5 ways to improve your debt mindset
With the cost of living crisis and high interest rates, talking about debt has never been as important as now. It’s why I’m so passionate about my ongoing partnership with debt management app, Incredible, and why it’s vital to share more insights around debt. Founder Yas and I had a 25 minute chat about our own […]
The importance of financial literacy
What is financial literacy? Financial literacy is having a clear understanding of key concepts around money – for example, debt, mortgages, budgeting and savings. Why is it important? Most of our choices – from where we live to the food we eat – are dictated by money, often even more so than we might think. […]
Why we struggle to invest in ourselves
When we talk about investing we often think of investing in the stock market. But what about investing in ourselves? A recent chat with The Discovery Project – who run transformational events for women – made us realise both our communities have something in common: women struggle to spend money on themselves, and when they […]
Why the payday cycle mentality is hurting your finances
Similar to “the diet starts on Monday”, the payday cycle mentality is a term I came up with to describe the notion that we’ll change our money habits once payday comes around. If you’ve ever thought, “I’ll be better with my money once I’ve been paid”, or “I’ve spent a lot of money, I might […]
3 money lessons Titanic taught me
I remember seeing a tweet a while ago about how most children of the nineties had a phase in their childhood on either: Greek mythology, Salem witch trials, or Titanic. I was a Titanic kid. Having an older sister meant I got to watch the 1997 film far too young, and then asked my parents […]
The comparison trap: what is it and how do we overcome it?
In an age when we’re sharing more about our lives than ever before, it’s easy to compare ourselves to others. In fact, we probably do this far more than we think, or care to admit. While there’s nothing wrong with seeking inspiration from others, or using it as motivation to improve our own circumstances, it […]
How to create a budget you’ll stick to
Budgeting. It’s a word that people often associate with restriction, limitation and a lack of money. But I really believe having a budget that works for you is an excellent way to help you afford the things you want to do and achieve your financial goals. So, how do you create a budget that you’ll […]
Girl math: 3 problems I have with this viral TikTok trend
The ‘girl math’ trend has been making the rounds on TikTok lately where a video by @mckennaelianna went viral after she outlines how her spending decisions are justified. These examples include: ‘anything under $5 is free’ and ‘if I buy something but then return it, I’ve made money.’ We’ve all justified purchases before, using basic […]
Incredible: the debt management app you need to know about
A couple of weeks ago, I had the wonderful opportunity to meet Incredible, the team behind the upcoming debt management app that’s ready to revolutionise people’s relationships with debt. They kindly hosted me in their office for the afternoon, where they chatted about the reason why Incredible came about and gave me a sneak peek […]
How can we make our friendship groups more financially inclusive?
You scour the menu for the cheapest item. Sure, the salmon sounds lovely but it’s far more than you want to spend. You mentally tot up all your outgoings until next payday – your partner’s birthday, the bill from the car garage, medicine for the dog. Even if you wanted to, it doesn’t look like […]